Lakeview Federal Credit Union - Ashtabula - Jefferson - Geneva Lost Stolen ATM/Debit: 1-800-472-3272 Lost Stolen Visa: 1-800-991-4964 Routing Number: 241273780
A simple checking with modern account conveniences.
Personal Checking: Easy and convenient. A checking account designed for everyday use.
No Monthly Service Charge
No Minimum Balance Requirements
VISA Debit Card
Online Banking / Bill Pay
Lakeview Mobile Banking App with Remote Deposit
FREE statements – Paper or Electronic
Direct Deposit
Captains Checking:
A checking account designed for those ages 70+ with the same great benefits and a FREE* box of checks!
College Checking:
Heading off to college? We’ll come with you! We’ll take care of your money while you take care of your education. Add in FREE** ATM use and make getting cash away from home, easy and FREE!
iSave Checking:
iSave is an account designed for students ages 13-17 with a FREE checking available at age 16. Teens must have a parent or guardian as a joint owner.
*One free box of personal credit union exclusive checks each calendar year. **Reimbursement of up to 5 ATM surcharge fees per month. For more information, give us a call or stop by any Lakeview Office.
Savings Accounts
SAVINGS ACCOUNTS:
Save money to help reach your financial goals.
STAR ATM Card
Online Banking / Lakeview Mobile App / FREE Statements – paper or electronic
Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.
Regular Share Savings:
A basic savings account that includes your Lakeview Federal Credit Union membership funds. Competitive Rates and no monthly services charges. Dividends paid quarterly.
Money Management:
A tiered savings account that allows you to earn higher dividends as your investment grows and still have access to funds whenever you need it. Dividends paid monthly.
Christmas Club:
A Christmas Club is a great way to save for the holidays! Add to this account weekly, monthly – what ever works for you!
Special Savings:
If your savings for something special this is the perfect way to do it! Set aside funds and add as much or as little as you need to reach your goal.
The Lakeview Pirates Club:
A savings account JU$T 4 KID$ ages 12 and under! We make saving FUN!
iSave:
iSave is a savings account designed for teens ages 13-17 with a checking available at age 16. Whether saving for a new car or continuing education, a youth account gives teens the start they need in financial security.
SAVINGS RATES
Savings Rates
RATES
APY*
Regular Shares
0.05%
0.05%
Christmas Club
0.05%
0.05%
Money Management $2500.00 to $24,999.99 $25,000.00 to $74,999.99 $75,000.00 and above
0.08% 0.13% 0.18%
0.08% 0.13% 0.18%
IRA Club
0.05%
0.05%
* The annual percentage yield is accurate as of the last dividend declaration date, March 1, 2021. You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield are subject to change after the account is opened.
Share Certificates
SHARE CERTIFICATES:
Share Certificates are a perfect way to earn higher dividends on funds that you don’t need right away. With terms available from 6 months to 60 months, we offer a wide range of investment options.
SHARE CERTIFICATE RATES
TYPE
RATE
APY
PENALTY
DIVIDENDS
6 months
.20%
.20%
90 days
Monthly
12 months
.25%
.25%
90 days
Quarterly
18 months
.25%
.25%
180 days
Quarterly
24 months
.35%
.35%
180 days
Quarterly
36 months
.40%
.40%
180 days
Quarterly
48 months
.45%
.45%
180 days
Quarterly
60 months
.50%
.50%
180 days
Quarterly
*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice. The annual percentage yield is accurate as of March 1, 2021.
Individual Retirement Accounts (IRA's)
INDIVIDUAL RETIREMENT ACCOUNTS (IRA’S):
Traditional IRA & Roth IRA:
Make preparing for retirement a little bit easier when you open an IRA at Lakeview!
A Traditional IRA allows you to save for retirement with potentially tax-deductible contributions and tax-deferred earnings.
The Roth IRA may not offer any short term tax benefits but contributions may be withdrawn tax free and you may be able to withdraw the earnings tax free as well.
Benefits gained from both the Traditional and Roth IRA’s are based on your individual tax situation. We offer IRA Share Certificates in terms from 12 months to 60 months. We also offer an IRA Club Savings Account for additional flexibility.
Coverdell Educational Savings Account (ESA):
An ESA can help save for a child’s future educational needs….tuition, books, supplies..etc. In a Coverdell ESA, contributions are not tax deductible but they may provide tax-free withdrawals in the future. Coverdell ESA’s share the same certificate terms/options as IRA’s.
Competent tax advice is recommended before opening a Credit Union IRA or Coverdall ESA type account.
IRA SHARE CERTIFICATE RATES
Traditional, Roth, and Coverdell Education Savings Accounts
TYPE
RATE
APY
PENALTY
DIVIDENDS
12 months
.25%
.25%
90 days
Quarterly
24 months
.35%
.35%
180 days
Quarterly
36 months
.40%
.40%
180 days
Quarterly
60 months
.50%
.50%
180 days
Quarterly
*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice. The annual percentage yield is accurate as of March 1, 2021.
Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.