Checking Accounts

PERSONAL CHECKING ACCOUNT BENEFITS:

  • No Monthly Service Charge
  • No Minimum Balance Requirements
  • VISA Debit Card
  • Online Banking / Lakeview Mobile App / Bill Pay / eStatements
  • iSave – Youth Checking available for ages 16 & 17 with parent/guardian as joint owner.
  • College Checking – Checking Account designed just for College Students up to age 24.

Savings Accounts

SAVINGS ACCOUNT BENEFITS

  • Regular Savings Accounts – Dividends paid quarterly
  • Money Management Accounts – $2500.00 minimum – Dividends paid monthly
  • Christmas Club
  • The Lakeview Pirates Club – Savings Account designed for kids ages 12 and under!
  • iSave – Youth Savings Account, ages 13-17
  • STAR ATM Card Available
  • Online Banking / Lakeview Mobile App / eStatements
  • Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.

SAVINGS RATES

Savings RatesRATESAPY*
Regular Shares0.10%0.10%
Christmas Club0.20%0.20%
Money Management
$2500.00 to $24,999.99
$25,000.00 to $74,999.99
$75,000.00 and above
0.30%
0.50%
0.80%
0.30%
0.50%
0.80%
IRA Club0.10%0.10%

* The annual percentage yield is accurate as of the last dividend declaration date, October 1, 2019. You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield are subject to change after the account is opened.

SHARE CERTIFICATES

TYPERATEAPYPENALTYDIVIDENDS
6 months1.10%1.10%90 daysMonthly
12 months1.49%1.50%90 daysQuarterly
18 months1.59%1.60%180 daysQuarterly
24 months1.69%1.70%180 daysQuarterly
36 months1.79%1.80%180 daysQuarterly
48 months1.89%1.90%180 daysQuarterly
60 months1.98%2.00%180 daysQuarterly

 

*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice.  The annual percentage yield is accurate as of September 11, 2019.

Individual Retirement Accounts (IRA's)

IRA SHARE CERTIFICATES

Traditional, Roth, and Coverdell Education Savings Accounts

TYPERATEAPYPENALTYDIVIDENDS
12 months1.49%1.50%90 daysQuarterly
24 months1.69%1.70%180 daysQuarterly
36 months1.79%1.80%180 daysQuarterly
60 months1.98%2.00%180 daysQuarterly

 

*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice. The annual percentage yield is accurate as of September 11, 2019.

Business Accounts

BUSINESS ACCOUNT BENEFITS

  • Regular Savings Accounts – Dividends paid quarterly
  • Money Management Accounts – $2500.00 minimum – Dividends paid monthly
  • Business Checking
  • STAR ATM Card / Visa Debit Card Available
  • Online Banking / Bill Pay / eStatements
  • Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.