personal checking accounts:

A simple checking with modern account conveniences.

Personal CheckingEasy and convenient.  A checking account designed for everyday use.

computer, phone, tablet and checkbook
  • No Monthly Service Charge
  • No Minimum Balance Requirements
  • VISA Debit Card
  • Online Banking / Bill Pay
  • Lakeview Mobile Banking App with Remote Deposit
  • Direct Deposit

Captains Checking

A checking account designed for those ages 70+ with the same great benefits and a FREE* box of checks!

College Checking

Heading off to college?  We’ll come with you!  We’ll take care of your money while you take care of your education.  Add in FREE** ATM use and make getting cash away from home, easy and FREE!

iSave Checking

Heading off to college?  We’ll come with you!  We’ll take care of your money while you take care of your education.  Add in FREE** ATM use and make getting cash away from home, easy and FREE!

iSave is an account designed for students ages 13-17 with a FREE checking available at age 16. Teens must have a parent or guardian as a joint owner.

*One free box of personal credit union exclusive checks each calendar year.

**Reimbursement of up to 5 ATM surcharge fees per month. For more information, give us a call or stop by any Lakeview Office.

savings accounts:

Save money to help reach your financial goals

  • STAR ATM Card
  • Online Banking / Lakeview Mobile App 
  • Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.
NCUA logo

Regular Share Savings:

A basic savings account that includes your Lakeview Federal Credit Union membership funds.  Competitive Rates and no monthly services charges. Dividends paid quarterly

Money Management:

A tiered savings account that allows you to earn higher dividends as your investment grows and still have access to funds whenever you need it. Dividends paid monthly.

Christmas Club:

A Christmas Club is a great way to save for the holidays!  Add to this account weekly, monthly – what ever works for you!

Special Savings:

If your savings for something special this is the perfect way to do it!  Set aside funds and add as much or as little as you need to reach your goal.

The Lakeview Pirates Club:

A savings account JU$T 4 KID$ ages 12 and under!  We make saving FUN!

coins looking like plants growing

iSave:

iSave is a savings account designed for teens ages 13-17 with a checking available at age 16. Whether saving for a new car or continuing education, a youth account gives teens the start they need in financial security.

savings rates:
Savings RatesRATESAPY*
Regular Shares0.05%0.05%
Christmas Club0.05%0.05%
Money Management
$2500.00 to $24,999.99
$25,000.00 to $74,999.99
$75,000.00 and above
1.00%
1.49%
2.03%
1.00%
1.50%
2.05%
IRA Club0.05%0.05%

* The annual percentage yield is accurate as of the last dividend declaration date, February 1, 2024. You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield are subject to change after the account is opened.

share certificates:

Share Certificates are a perfect way to earn higher dividends on funds that you don’t need right away. With terms available from 6 months to 60 months, we offer a wide range of investment options.

share certificate rates
TYPERATEAPYPENALTYDIVIDENDS
6 months3.78%3.85%180 daysMonthly
12 months3.78%3.85%180 daysQuarterly
18 months3.45%3.50%180 daysQuarterly
24 months2.96%3.00%365 daysQuarterly
36 months2.47%2.50%365 daysQuarterly
48 months2.37%2.40%365 daysQuarterly
60 months2.23%2.25%365 daysQuarterly

*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice.  The annual percentage yield is accurate as of February 1, 2024.

individual retirement accounts (ira’s):

Traditional IRA & Roth IRA:

Make preparing for retirement a little bit easier when you open an IRA at Lakeview!

  • Traditional IRA allows you to save for retirement with potentially tax-deductible contributions and tax-deferred earnings.
  • The Roth IRA may not offer any short term tax benefits but contributions may be withdrawn tax free and you may be able to withdraw the earnings tax free as well.

Benefits gained from both the Traditional and Roth IRA’s are based on your individual tax situation.  We offer IRA Share Certificates in terms from 12 months to 60 months.  We also offer an IRA Club Savings Account for additional flexibility.

Coverdell Educational Savings Account (ESA):

An ESA can help save for a child’s future educational needs….tuition, books, supplies..etc.  In a Coverdell ESA, contributions are not tax deductible but they may provide tax-free withdrawals in the future.  Coverdell ESA’s share the same certificate terms/options as IRA’s.

Competent tax advice is recommended before opening a Credit Union IRA or Coverdall ESA type account.

ira share certificate rates

Traditional, Roth, and Coverdell Education Savings Accounts

TYPERATEAPYPENALTYDIVIDENDS
12 months3.78%3.85%180 daysQuarterly
24 months2.96%3.00%365 daysQuarterly
36 months2.47%2.50%365 daysQuarterly
60 months2.23%2.25%365 daysQuarterly

*All Share Certificates have a $500.00 minimum deposit. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice. The annual percentage yield is accurate as of February 1, 2024.

business account benefits
  • Regular Savings Accounts – Dividends paid quarterly
  • Money Management Accounts – $2500.00 minimum – Dividends paid monthly
  • Business Checking
  • STAR ATM Card / Visa Debit Card Available
  • Online Banking / Bill Pay / eStatements
  • Your savings at Lakeview Federal Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.